Expert advice on UK mortgages, tax, savings, and stamp duty. Free resources to help you make smarter financial decisions.
Discover if mortgage overpayments are right for you. Learn how to save £34,000+ in interest with December 2025 rates, clear your mortgage years early, and avoid penalties.
Compare fixed vs variable mortgages with December 2025 rates. Discover which saves you more with 2-year fixes at 3.55%, 5-year at 3.76%, and trackers from 4.50%.
Complete UK income tax guide for 2025/26 with updated Scottish bands. Calculate tax on £25k-£150k salaries, understand the 60% tax trap, and compare England vs Scotland.
Discover if mortgage overpayments are right for you. Learn how to save £34,000+ in interest with December 2025 rates, clear your mortgage years early, and avoid penalties.
Compare fixed vs variable mortgages with December 2025 rates. Discover which saves you more with 2-year fixes at 3.55%, 5-year at 3.76%, and trackers from 4.50%.
Discover if mortgage overpayments are right for you. Learn how to save £40,000+ in interest, clear your mortgage years early, and avoid penalties.
Compare fixed and variable rate mortgages for 2025. Understand the pros and cons, current rates, and which type suits your circumstances best.
Learn how to calculate UK mortgage payments with our step-by-step guide. Understand the formula, see real examples, and discover how rates and deposits affect your monthly costs.
Discover how much you can borrow for a UK mortgage in 2025. Learn about income multiples, affordability rules, and see real examples for different salary levels.
Discover how much deposit first-time buyers need in 2025. Learn about 5-20% deposits, government schemes like Lifetime ISA, and saving strategies for your first home.
Complete UK income tax guide for 2025/26 with updated Scottish bands. Calculate tax on £25k-£150k salaries, understand the 60% tax trap, and compare England vs Scotland.
Complete National Insurance guide for 2025/26 with April 2025 changes. Employee NI unchanged (8% + 2%), employer NI raised to 15% with £5,000 threshold, £10,500 allowance.
Complete student loan repayment guide for 2025/26. Calculate repayments on all 5 plans with updated thresholds: Plan 1 £26,065, Plan 2 £28,470, Plan 5 £25,000.
Calculate your UK income tax for 2025/26. Understand tax bands, personal allowance, and see exactly what you'll pay on salaries from £20k to £150k.
Complete guide to UK National Insurance for 2025/26. Learn about Class 1, 2, and 4 contributions, rates, thresholds, and how NI affects your state pension.
Understand student loan repayments for 2025/26. Compare Plan 1, 2, 4, 5 and postgraduate loans with thresholds, rates, and real salary examples.
Calculate your UK take-home pay with our complete 2025 guide. Understand income tax, National Insurance, and see real salary examples from £20k to £100k.
Complete guide to UK tax bands for 2025/26. Understand income tax rates, personal allowance, the 60% tax trap, and see exactly what you'll pay on your salary.
Understand compound interest with December 2025 rates. £10,000 grows to £16,289 in 10 years at 5.00%. Learn the formula, see real examples at current UK rates.
Compare Cash ISA (4.52%) vs regular savings (5.00%) with December 2025 rates. Discover when tax-free ISAs beat higher-rate taxable accounts for basic, higher, and additional rate taxpayers.
Save £10,000 in a year using December 2025's exceptional rates. Combine regular savers (7.50%), easy access (5.00%), and smart budgeting to hit your £10k goal with £250+ bonus interest.
Understand compound interest with our UK calculator. Learn the formula, see real examples, and discover how your savings can grow with compound returns.
Compare ISA and regular savings accounts in 2025. Discover which saves you more tax with real examples for £30k, £60k, and £100k earners.
Save £10k in a year with our proven step-by-step guide. Cut £400/month in expenses, earn £400 more, and hit £833/month savings targets.
Calculate stamp duty on UK property purchases with our free calculator. Understand SDLT rates, first-time buyer relief, and regional differences for 2025.
Discover how first-time buyers can save up to £8,750 on stamp duty in 2025. Learn eligibility rules, calculate your savings, and avoid costly mistakes.