Privacy
policy.

Welcome to UK Calculator (www.ukcalculator.uk). We are committed to protecting your privacy and being transparent about how we handle data on our website.

• What information we collect — spoiler: very little
• How we use Google AdSense for advertising
• Your rights under UK GDPR
• How you can control your data and opt out of personalised advertising
• Why your financial calculations are never stored on our servers

If you have any questions about this Privacy Policy, please contact us at info@ukcalculator.uk.

UK Calculator is the data controller responsible for your personal data under UK GDPR.

• Name — UK Calculator
• Email — info@ukcalculator.uk
• Website — https://www.ukcalculator.uk

As the data controller, we determine how and why your personal data is processed. This Privacy Policy explains our processing activities and your rights.

We collect limited data to improve our service and display relevant advertising.

Google Analytics cookies

We use Google Analytics to understand how visitors use our site. It collects anonymous information such as:

• Pages you visit on UK Calculator
• Time spent on each page
• Device type (mobile, tablet, desktop)
• Geographic location (country and city level)
• Referral source (how you found us)

This data is anonymised and aggregated. We cannot identify individual users from Google Analytics data.

What we do NOT collect

• Your financial calculations or results
• Personal financial information (salary, savings, mortgage amounts)
• Email addresses or contact information (unless you contact us)
• Account credentials — we don't have user accounts

Legitimate interests — Article 6(1)(f)

We process cookie data (Google Analytics, Google AdSense) based on our legitimate interest to:

• Understand how visitors use our site to improve user experience
• Display relevant advertising to fund our free service
• Measure website performance and identify technical issues

We have balanced our legitimate interests against your privacy rights: we do not collect highly sensitive personal data, you can opt out of cookies at any time, and data is anonymised where possible.

Legal obligation — Article 6(1)(c)

If you contact us to exercise your UK GDPR rights (e.g. a data access request), we process your email under our legal obligation to comply with UK data protection law.

We use Google AdSense to display advertisements on our site. Google AdSense is a third-party advertising service operated by Google LLC.

Google and its partners use cookies to serve ads based on your prior visits to this website or other websites on the Internet.

How Google AdSense works

• Places advertising cookies on your device
• Collects information about your browsing behaviour (pages visited, time on site, device type)
• Uses this information to show you personalised advertisements
• Shares this information with advertising partners to serve relevant ads

Your privacy choices

• Visit Google Ads Settings to manage your ad preferences
• Visit www.aboutads.info for additional opt-out options from advertising networks
• Manage cookies directly in your browser settings (this may affect site functionality)

For more information about how Google collects and processes data, please review the Google Privacy Policy.

Technical measures

• HTTPS encryption — all traffic between your browser and our site uses TLS 1.3
• Secure hosting — UK Calculator is hosted on infrastructure with SOC 2 Type II compliance
• No database — we do not store financial calculations, eliminating database breach risk
• Client-side processing — calculations run in your browser only

Organisational measures

• Access controls — only authorised personnel can access email communications
• Regular security reviews — practices reviewed every 6 months
• Incident response — procedures to respond to data breaches within 72 hours

Some of our third-party service providers may transfer your data outside the UK and European Economic Area (EEA).

Google may transfer your data to the United States and other countries. Google has implemented safeguards:

• Certified under the EU-US Data Privacy Framework
• Uses Standard Contractual Clauses (SCCs) approved by the European Commission
• Has appropriate technical and organisational measures in place

You have the right to opt out of personalised advertising and analytics tracking.

• Google Ads Settings — manage ad personalisation
• AboutAds.info — opt-out from participating networks
• Block or delete cookies in your browser settings — disables both analytics and advertising cookies

• Right to access — request a copy of any personal data we hold about you
• Right to deletion — request deletion of your personal data (right to be forgotten)
• Right to data portability — request your data in a machine-readable format
• Right to object — object to processing of your data for marketing or analytics
• Right to rectification — request correction of inaccurate data
• Right to lodge a complaint — file a complaint with the UK Information Commissioner's Office (ICO)

To exercise any of these rights, contact us at info@ukcalculator.uk. We will respond within 30 days. If you are not satisfied, you can lodge a complaint with the ICO.

Your financial calculations are completely private. All calculations on UK Calculator (tax, mortgage, stamp duty, savings) are performed locally in your browser using JavaScript:

• Your calculation inputs are never transmitted to our servers
• Your calculation results are never saved in our database
• Your financial information never leaves your device
• We cannot see, access, or recover your calculations

How this works technically

You enter your financial information, your browser performs all calculations using JavaScript, and results are displayed instantly. If you refresh the page or close the tab, all inputs and results are cleared. No account is needed and we do not track individual calculation sessions.

What we DO collect

We collect anonymous analytics through Google Analytics — which calculator pages you visit, time on site, approximate (city-level) location, and device type. This is completely separate from your calculation inputs and cannot be linked to your financial information.

UK Calculator may contain links to external websites (e.g. gov.uk, HMRC, mortgage lenders). We are not responsible for the privacy practices or content of these third-party sites.

When you click a third-party link, you leave UK Calculator and are subject to that site's privacy policy. We recommend reviewing their policies before providing personal information.

UK Calculator is not directed at children under 13, and we do not knowingly collect personal data from children.

If you are a parent or guardian and believe your child has provided personal data to UK Calculator, contact us at info@ukcalculator.uk. We will delete such information within 30 days.

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements. When we make material changes:

• We will update the "Last updated" date at the top of this page
• For significant changes, we may display a notice on our homepage
• Continued use of UK Calculator after changes constitutes acceptance

If you have questions about this Privacy Policy or wish to exercise your UK GDPR rights, contact us at info@ukcalculator.uk.

We aim to respond to all privacy requests within 2–3 business days. For data access or deletion requests (GDPR rights), we will respond within 30 days as required by law.