Privacy Policy

Welcome to UK Calculator (www.ukcalculator.uk). We are committed to protecting your privacy and being transparent about how we handle data on our website.

This Privacy Policy explains:

• What information we collect (spoiler: very little)
• How we use Google AdSense for advertising
• Your rights under UK GDPR
• How you can control your data and opt-out of personalized advertising
• Why your financial calculations are never stored on our servers

Key Point: UK Calculator does not collect, store, or transmit any of your financial calculations or personal information. All calculations are performed locally in your browser and remain private to you.

If you have any questions about this Privacy Policy, please contact us at info@ukcalculator.uk.

We use Google AdSense to display advertisements on our site. Google AdSense is a third-party advertising service operated by Google LLC.

Google and its partners use cookies to serve ads based on your prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our sites and/or other sites on the Internet.

How Google AdSense Works

When you visit UK Calculator, Google may:

• Place advertising cookies on your device
• Collect information about your browsing behavior (pages visited, time on site, device type)
• Use this information to show you personalized advertisements
• Share this information with advertising partners to serve relevant ads

Your Privacy Choices

You have control over personalized advertising. You may opt out of personalized advertising by:

• Visiting Google Ads Settings to manage your ad preferences
• Visiting www.aboutads.info for additional opt-out options from advertising networks
• Managing cookies directly in your browser settings (note: this may affect site functionality)

Google's Privacy Policy

For more information about how Google collects and processes data, please review the Google Privacy Policy.

Your financial calculations are completely private.

All calculations on UK Calculator (tax calculations, mortgage affordability, stamp duty, savings projections, etc.) are performed locally in your browser using JavaScript. This means:

• Your calculation inputs are never transmitted to our servers
• Your calculation results are never saved in our database
• Your financial information never leaves your device
• We cannot see, access, or recover your calculations

How This Works Technically

When you use a calculator:

1. You enter your financial information (salary, property price, etc.)
2. Your browser performs all calculations using JavaScript code
3. Results are displayed instantly in your browser
4. If you refresh the page or close the tab, all inputs and results are cleared

This client-side approach ensures maximum privacy for your sensitive financial information. You do not need to create an account, and we do not track individual calculation sessions.

What We DO Collect

While we do not store your calculations, we do collect anonymous analytics data through Google Analytics, such as:

• Which calculator pages you visit (e.g., "Tax Calculator" or "Stamp Duty Calculator")
• How long you spend on the site
• Your approximate location (city-level, not exact address)
• Device type and browser information

This data helps us improve our calculators and understand which tools are most useful. However, this analytics data is completely separate from your calculation inputs and cannot be linked to your financial information.

UK Calculator is the data controller responsible for your personal data under UK GDPR.

Data Controller Contact:

• Name: UK Calculator
• Email: info@ukcalculator.uk
• Website: https://www.ukcalculator.uk

As the data controller, we determine how and why your personal data is processed. This Privacy Policy explains our processing activities and your rights.

We collect limited data to improve our service and display relevant advertising.

Google Analytics Cookies

We use Google Analytics to understand how visitors use our site. Google Analytics uses cookies to collect anonymous information such as:

• Pages you visit on UK Calculator
• Time spent on each page
• Device type (mobile, tablet, desktop)
• Geographic location (country and city level)
• Referral source (how you found us)

This data is anonymized and aggregated. We cannot identify individual users from Google Analytics data.

What We Do NOT Collect

We do NOT collect:

• Your financial calculations or results
• Personal financial information (salary, savings, mortgage amounts)
• Email addresses or contact information (unless you contact us)
• Account credentials (we don't have user accounts)

Under UK GDPR, we must have a lawful basis to process your personal data. Our legal bases are:

Legitimate Interests (Article 6(1)(f))

We process cookie data (Google Analytics, Google AdSense) based on our legitimate interest to:

• Understand how visitors use our site to improve user experience
• Display relevant advertising to fund our free service
• Measure website performance and identify technical issues

We have balanced our legitimate interests against your privacy rights and determined that cookie-based analytics and advertising do not override your interests, especially given:

• We do not collect highly sensitive personal data
• You can opt out of cookies at any time
• Data is anonymized where possible (Google Analytics)

Legal Obligation (Article 6(1)(c))

If you contact us to exercise your UK GDPR rights (e.g., data access request), we process your email under our legal obligation to comply with UK data protection law.

We retain personal data only as long as necessary for the purposes outlined in this Privacy Policy.

Google Analytics Cookies

• _ga cookie: 2 years from last visit
• _gid cookie: 24 hours
• _gat cookie: 1 minute

Google AdSense Cookies

• IDE, DSID cookies: Up to 2 years
• NID cookie: 6 months

Email Communications

• Support requests: 12 months
• GDPR requests: 6 years (for legal compliance)

Financial Calculations

Retention period: 0 seconds. Your financial calculations are never sent to our servers.

We implement appropriate technical and organizational measures to protect your personal data.

Technical Measures

• HTTPS Encryption: All data transmitted between your browser and our site is encrypted using TLS 1.3
• Secure Hosting: UK Calculator is hosted on Vercel with SOC 2 Type II compliance
• No Database: We do not store financial calculations, eliminating database breach risk
• Client-Side Processing: Calculations run in your browser only

Organizational Measures

• Access Controls: Only authorized personnel can access email communications
• Regular Security Reviews: We review security practices every 6 months
• Incident Response: Procedures to respond to data breaches within 72 hours

Some of our third-party service providers may transfer your data outside the UK and European Economic Area (EEA).

Google Analytics and Google AdSense

Google may transfer your data to the United States and other countries. Google has implemented safeguards:

• Google is certified under the EU-US Data Privacy Framework
• Google uses Standard Contractual Clauses (SCCs) approved by the European Commission
• Google has appropriate technical and organizational measures in place

You have the right to opt out of personalized advertising and analytics tracking.

Opt Out of Google AdSense

• Google Ads Settings
• AboutAds.info Opt-Out

Block Cookies in Your Browser

You can block or delete cookies using your browser settings. This will disable both analytics and advertising cookies.

Under UK GDPR, you have the following rights regarding your personal data:

• Right to Access: Request a copy of any personal data we hold about you
• Right to Deletion: Request deletion of your personal data (right to be forgotten)
• Right to Data Portability: Request your data in a machine-readable format
• Right to Object: Object to processing of your data for marketing or analytics
• Right to Rectification: Request correction of inaccurate data
• Right to Lodge a Complaint: File a complaint with the UK Information Commissioner's Office (ICO)

To exercise any of these rights, contact us at info@ukcalculator.uk. We will respond within 30 days.

If you are not satisfied, you can lodge a complaint with the ICO.

UK Calculator may contain links to external websites (e.g., gov.uk, HMRC, mortgage lenders). We are not responsible for the privacy practices or content of these third-party sites.

When you click on a third-party link, you leave UK Calculator and are subject to that site's privacy policy. We recommend reviewing their privacy policies before providing any personal information.

UK Calculator is not directed at children under the age of 13, and we do not knowingly collect personal data from children.

If you are a parent or guardian and believe your child has provided personal data to UK Calculator, please contact us at info@ukcalculator.uk. We will take steps to delete such information within 30 days.

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or legal requirements.

When we make material changes:

• We will update the "Last Updated" date at the top of this page
• For significant changes, we may display a notice on our homepage
• Continued use of UK Calculator after changes constitutes acceptance

If you have questions about this Privacy Policy or wish to exercise your UK GDPR rights, contact us at:

Email: info@ukcalculator.uk

We aim to respond to all privacy requests within 2-3 business days. For data access or deletion requests (GDPR rights), we will respond within 30 days as required by law.